If you are looking to purchase that dream home or want to consolidate high-interest debts, the best time is now! Interest rates are low, and you can use the equity in your home to finance home improvement projects or even fund that lifelong dream of a vacation to Europe! If you need more cash or have high interest loans and credit cards with compounding interest, then you've come to the right place. Second Mortgage Lenders has helped thousands of homeowners with making home improvements and debt consolidation by finding the lender that can most effectively meet your financial needs.

Second Mortgages up to $300,000
Cash Out for Debt Consolidation Home Improvements
Consolidate your high-interest credit card debt.
Borrow up to 125% of your home's appraised value
1st Time Home Buyer Programs
Stated Income Programs
How much money do you need to Borrow?

We can help you find the right lender! They can customize a second mortgage loan program that can help you save money monthly and accomplish your financial goals. They can loan you up to $300,000 on a second mortgage at up to 100% of your home's value.

Whether you have equity in your home or not, Second Mortgage Lenders can help because we find lenders who can lend up to 125% of your home's value. They can loan you up to $100,000 on a second mortgage at up to 125% of your home's value.

Take out a Home Improvement loan and make those cosmetic changes that you've been talking about. In most cases, making home improvements increases the value of your property.

Stop accumulating growing interest debt on your credit cards, and qualify for a loan with fixed, simple interest rates that may offer additional tax savings. As you know, tax deductions are difficult to find. That's why guidance from Second Mortgage Lenders makes sense. With help in finding lenders, you are able to consolidate multiple, high-interest credit cards and loan payments into one, lower monthly payment. You can Save Thousands of dollars a year!

*Your Loan approval is subject to submitting an application to the mortgage lender verification of income, employment, assets and other information like obtaining an acceptable property.
 

Standard Second Mortgage Options for Homeowners
 

Home Improvement Loans

Home Equity Loans

  • First Time Homebuyers are Welcome
  • 125% Second Mortgage Financing
  • No Equity Required!
  • No Mortgage Insurance
  • Finance the Future Value of Your Home
  • Fixed Rate Home Equity Options
  • Adjustable Rate Home Equity Lines of Credit
  • 125% Second Mortgage Options
  • No Equity Required!
  • Conforming & Non-Conforming Loans
  • No Mortgage Insurance
  • 100% Home Equity Financing Allowed
  • Flexible Fannie Mae guidelines
  • No Income Documentation Required with Home Equity Options
  • Fixed Rate Home Equity Options
  • Adjustable Rate Home Equity Lines of Credit
  • Primary Residence & 2nd Home Equity

Mortgage Refinance

Jumbo Mortgage Loans

  • Conforming - Fixed, ARM, Interest Only
  • Non-Conforming - Fixed, ARM, Interest Only
  • 6 Month LIBOR, 3/5/7/10 yr ARMs, 15/30 yr Fixed
  • Fannie Mae & Freddie Mac
  • Government - FHA loans and VA loans
  • Home Equity – Fixed Rate Loans
  • Adjustable Rate Lines of Credit
  • Construction Loans
  • Rural Properties are OK
  • Stated Income Jumbos w/ Self-Employed Stated Income Jumbos w/ Wage-Earning
  • 100% Financing Available with 80-20 Loans
  • First-Time Homebuyers are Welcome
  • Home Loans up to $3 million Plus
  • No Income & No Asset Jumbo Mortgages
  • Bad Credit Refinance Loans up to 1 Million

Conventional Loans

FHA Streamline Loans

  • Fannie Mae & Freddie Mac have introduced Expanded Level Loans to help more homeowners get approved for the Right Loan.
  • Both Purchase & Refinance loan options at the Lowest Possible Rate.
  • Primary & Secondary Homes, 1 - 4 Family Units
  • Streamline Refinances are designed to lower the Monthly Principal and Interest Payments on a current FHA-Insured Mortgage and must involve No Cash Back to the borrower, except for minor adjustments at closing not to exceed $250. Streamline Refinances can be made with or without an appraisal. On Streamline Refinances with an appraisal, Form HUD 92564-VC is required, but the Homebuyer Summary is not required .

VA Streamline Loans

Home Equity Lines of credit

  • Find the Lowest Mortgage Rate
  • Very Little Documentation Needed
  • No Money Down
  • No Appraisal Loan Options
  • 100% Second Mortgage Options
  • No Equity Required!
  • Conforming & Non-Conforming Loans
  • No Mortgage Insurance
  • No Income Documentation Required
  • Adjustable Rate Home Equity Lines of Credit
  • Primary Residence & 2nd Home Equity
  • Interest Only Options








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