This site exercises
best efforts at all times to preserve and otherwise respect
each visitors privacy. The exact security measures for
implementing this policy are stated below. Notwithstanding
the foregoing, you, the visitor, hereby acknowledge by continuing
to visit this site that there is a risk your privacy may be
compromised by computer and/or human error. You acknowledge,
further, that if your privacy is so compromised you will not,
in any event, be entitled to any damages or other relief from
the owner/operator of this site.
The owner/operator of this
site is not and cannot be found liable to any visitor for
any reason, even if the visitor sustains actual damages. By
continuing to use this site, you, the user, agree that said
complete release is enforceable in all respects.
Information We Collect
and How It's Used
To process your quote request,
we require your name, phone number, email address, mortgage
balance (if any) and estimated financial information such
as debts, salary, credit, etc . This information is used by
the lenders in our network to provide accurate loan quotes
and to contact you with rates and terms. We DO NOT REQUIRE
your social security number.
Second Mortgage Lenders
website was designed by an independent firm designed to gather
consumer requests for loan information or pre-approvals and
transfer them in a timely manner to licensed mortgage professionals
who purchase this information for their business. These mortgage
professionals contact the consumer directly regarding their
specific needs. We guarantee that all information submitted
through this web site is strictly confidential.
Further, we guarantee that
all information submitted through Second Mortgage Lenders
is transferred to no more than four licensed professionals
who are either: a specialist for the selected loan type, or
local to the consumer. Not all lenders will offer a program
that is right for you.
By clicking "submit" or "apply now" you are agreeing to have your info shared with one to four lending and other business partners and for them to contact you (including autodialing, text & pre-recorded messaging) via telephone, mobile device (including SMS & MMS) and email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list. We will honor all requests immediately to remove any consumer from any marketing campaign that we operate, if any. Further, if there are any questions as to any part of our privacy/disclosure policy, please e-mail us directly at firstname.lastname@example.org for more information.
We use your IP address to help
diagnose problems with our server, and to administer our Web
This site contains links to
other sites. Second Mortgage Lenders is not responsible
for the privacy practices or the content of those Web sites.
Our site uses an order form
for customers to request information, products, and services.
We collect visitor's contact information (like their email
address). Contact information from the order form is never
used to send promotional material from any of our partners
or reputable third parties that may be of interest to our
customers. The customer's contact information is also used
to get in touch with the visitor when necessary. Users may
opt-out of receiving future mailings; see the choice/opt-out
Some of our sites offer security
measures in place to protect the loss, misuse and alteration
of the information under our control. We offer all personal
data transmission through HTTPS, a secure Internet communications
protocol. Our security certificate is issued by Thawte USA.
For more information visit http://thawte.com/corporate/cps/cps.html.
If you do not see a Valid Thawte USA certificate on this site,
we cannot be not liable for any data comprised upon submission.
Our site provides users the
opportunity to opt-out of receiving communications from us
and our partners at the point where we request information
about thevisitor. This site gives users the following options
for removing their information from our database to not receive
future communications. visit http://www.second-mortgage-lenders.com/html/contact_us.html
This site gives users the following
options for changing and modifying information previously
provided. visit http://www.second-mortgage-lenders.com/html/contact_us.html
Resolution of Disputes
Resolution of Disputes. If
any dispute regarding any matter whatsoever arises between
a visitor and the owner/operator of this site, that dispute
must be resolved by arbitration as herein provided. First,
the person making a claim must provide written notice of that
claim to the other party within thirty (30) days after the
claiming party learns that he/she/it may have a claim. Failure
to provide said thirty (30) day notice shall result in the
complete release and extinguishment of the alleged claim.
If said thirty (30) day notice is timely provided then the
claiming party must notify the American Arbitration Association
in San Diego, California and otherwise file the claim with
the American Arbitration Association within thirty (30) days
after the date of the thirty (30) day complaint letter. Said
arbitration must then be resolved formally within thirty (30)
days after submittal of the claim to the American Arbitration
Association. Whatever fees must be paid to the American Arbitration
Association shall be the complete responsibility of the claiming
party. By continuing to use this site, you, as a visitor,
agree that the foregoing dispute resolution process is fair
and reasonable in all respects.
Contacting the Web Site
If you have any questions about
this legal/privacy statement, the practices of this site,
or your dealings with this Web site, you can contact Customer
Service at Second Mortgage Lenders.